:root{--ink:#102f3c;--navy:#0d3345;--sea:#146b74;--coral:#ef6b4a;--sun:#f7c45b;--sand:#f5f0e7;--foam:#fbfaf6;--line:#cfd8d5;--muted:#53646b;--white:#fff;--shadow:0 18px 44px rgba(13,51,69,.12)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--foam);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.65}a{color:var(--sea);text-underline-offset:3px}a:hover{color:var(--coral)}img{display:block;max-width:100%}.wrap{width:min(1160px,calc(100% - 40px));margin:auto}.site-header{background:rgba(251,250,246,.97);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}.header-row{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:28px}.brand img{width:300px;height:auto}.nav{display:flex;gap:22px;align-items:center;font-size:.94rem;font-weight:700}.nav a{text-decoration:none;color:var(--ink)}.nav .nav-cta{background:var(--coral);color:#fff;padding:10px 15px}.menu-button{display:none;background:none;border:1px solid var(--navy);padding:8px 12px;color:var(--navy);font:inherit}.hero{background:var(--navy);color:#fff;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.02fr .98fr;min-height:590px}.hero-copy{padding:78px 52px 72px max(20px,calc((100vw - 1160px)/2));align-self:center}.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:.76rem;font-weight:800;color:var(--sun);margin:0 0 16px}.hero h1,.page-hero h1{font-family:Georgia,"Times New Roman",serif;font-size:clamp(2.75rem,5.7vw,5.5rem);line-height:.98;letter-spacing:-.045em;margin:0 0 24px}.hero p{font-size:1.12rem;max-width:620px;color:#dce8e8}.hero-image{min-height:520px}.hero-image img{height:100%;width:100%;object-fit:cover}.button{display:inline-flex;align-items:center;justify-content:center;background:var(--coral);color:#fff;text-decoration:none;font-weight:800;padding:14px 20px;border:0;cursor:pointer}.button:hover{background:#d95435;color:#fff}.button.secondary{background:transparent;border:1px solid #d9e4e4}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}.trust-strip{background:var(--sand);border-bottom:1px solid var(--line)}.trust-grid{display:grid;grid-template-columns:repeat(3,1fr)}.trust-item{padding:22px 28px;border-right:1px solid var(--line)}.trust-item:last-child{border:0}.trust-item strong{display:block}.section{padding:76px 0}.section.alt{background:var(--sand)}.section h2,.content h2{font-family:Georgia,"Times New Roman",serif;font-size:clamp(2rem,3.5vw,3.25rem);line-height:1.1;letter-spacing:-.025em;margin:0 0 18px}.section-lead{max-width:760px;color:var(--muted);font-size:1.08rem}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:34px}.card{background:#fff;border:1px solid var(--line);padding:28px}.card h3{font-size:1.22rem;margin:0 0 10px}.card p{color:var(--muted)}.text-link{font-weight:800}.steps{counter-reset:step;display:grid;grid-template-columns:repeat(3,1fr);gap:0;margin-top:34px;border:1px solid var(--line)}.step{counter-increment:step;padding:30px;border-right:1px solid var(--line);background:#fff}.step:last-child{border:0}.step:before{content:"0" counter(step);display:block;color:var(--coral);font-weight:900;font-size:.8rem;letter-spacing:.1em;margin-bottom:18px}.quote-section{background:var(--navy);color:#fff;padding:76px 0}.quote-layout{display:grid;grid-template-columns:.8fr 1.2fr;gap:60px}.quote-section h2{font-family:Georgia,"Times New Roman",serif;font-size:clamp(2.3rem,4vw,4rem);line-height:1.03;margin-top:0}.quote-section p{color:#dce8e8}.form-card{background:#fff;color:var(--ink);padding:34px;box-shadow:var(--shadow)}.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.field{margin-bottom:18px}.field.full{grid-column:1/-1}.field label,.field legend{display:block;font-weight:800;margin-bottom:6px}.field input,.field select,.field textarea{width:100%;border:1px solid #98aaa9;background:#fff;padding:12px;font:inherit;border-radius:0}.field textarea{min-height:120px;resize:vertical}.consent{display:flex;gap:10px;align-items:flex-start;font-size:.9rem}.consent input{width:auto;margin-top:5px}.form-note{font-size:.88rem;color:var(--muted)}.form-card .form-note{color:var(--muted)}.form-status{min-height:24px;font-weight:700}.form-card .form-status{color:var(--ink)}.page-hero{background:var(--navy);color:#fff;padding:72px 0}.page-hero h1{max-width:920px;font-size:clamp(2.6rem,5vw,4.8rem)}.page-hero p{max-width:760px;font-size:1.13rem;color:#dce8e8}.breadcrumbs{font-size:.87rem;margin-bottom:28px;color:#b9cdcf}.breadcrumbs a{color:#fff}.content{padding:64px 0}.content-grid{display:grid;grid-template-columns:minmax(0,760px) 300px;gap:70px;align-items:start}.prose h2{margin-top:54px}.prose h3{font-size:1.3rem;margin-top:32px}.prose p,.prose li{font-size:1.04rem}.prose ul,.prose ol{padding-left:1.25rem}.callout{border-left:5px solid var(--sun);background:var(--sand);padding:22px 24px;margin:30px 0}.check-panel{background:#fff;border:1px solid var(--line);padding:26px;margin:34px 0}.check-panel h2{font-size:1.65rem;margin-top:0}.check-panel ul{columns:2;column-gap:32px}.check-panel li{break-inside:avoid;margin-bottom:6px}.source-box{border:1px solid var(--line);padding:24px;margin-top:36px;background:#fff}.source-box h2{font-family:inherit;font-size:1rem;text-transform:uppercase;letter-spacing:.1em}.sidebar{position:sticky;top:112px}.sidebar-box{background:var(--sand);padding:26px;border-top:5px solid var(--coral);margin-bottom:20px}.sidebar-box h2{font-family:inherit;font-size:1.25rem;letter-spacing:0}.area-list{columns:3;column-gap:32px;margin-top:28px}.area-list a{display:block;padding:7px 0;break-inside:avoid}.facts{display:grid;grid-template-columns:repeat(3,1fr);border:1px solid var(--line);margin:28px 0}.fact{padding:20px;border-right:1px solid var(--line)}.fact:last-child{border:0}.fact span{display:block;color:var(--muted);font-size:.85rem}.site-footer{background:#082531;color:#dce8e8;padding:54px 0 24px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px}.site-footer img{width:270px;filter:brightness(0) invert(1)}.site-footer a{color:#dce8e8}.footer-links{display:grid;gap:8px}.fineprint{border-top:1px solid #31515d;margin-top:34px;padding-top:22px;font-size:.83rem;color:#a9c0c5}.contact-only{max-width:760px}.legal{max-width:850px}.legal h2{margin-top:42px}.skip-link{position:absolute;left:-9999px}.skip-link:focus{left:10px;top:10px;background:#fff;padding:10px;z-index:100}.urgent{background:#fff1e8;border-left:5px solid var(--coral);padding:18px 22px;margin:24px 0}@media(max-width:860px){.menu-button{display:block}.nav{display:none;position:absolute;top:82px;left:0;right:0;background:var(--foam);padding:22px;flex-direction:column;align-items:flex-start;border-bottom:1px solid var(--line)}.nav.open{display:flex}.hero-grid,.quote-layout,.content-grid{grid-template-columns:1fr}.hero-copy{padding:58px 24px}.hero-image{min-height:360px}.trust-grid,.grid-3,.steps{grid-template-columns:1fr}.trust-item,.step{border-right:0;border-bottom:1px solid var(--line)}.field-grid{grid-template-columns:1fr}.sidebar{position:static}.area-list{columns:2}.footer-grid{grid-template-columns:1fr}.facts{grid-template-columns:1fr}.fact{border-right:0;border-bottom:1px solid var(--line)}}@media(max-width:480px){.check-panel ul{columns:1}.wrap{width:min(100% - 28px,1160px)}.brand img{width:220px}.hero h1,.page-hero h1{font-size:2.55rem}.hero-image{min-height:280px}.section,.content,.quote-section{padding:52px 0}.area-list{columns:1}.form-card{padding:22px}.hero-actions{display:grid}.button{width:100%}}